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Budget Smart AI is an intelligent personal finance platform that helps users save more, spend smarter, and reach their financial goals faster through powerful AI-driven automation and real-time insights.
Unlike traditional budgeting tools, Budget Smart AI is the first fully AI-powered finance platform, using advanced analytics and automation to track spending, optimize budgets, uncover savings, and guide users with personalized recommendations.
As one of the fastest-growing personal finance platforms, Budget Smart AI gives users everything they need to take control of their money — from expense tracking and goal planning to smart alerts and predictive insights — all in one beautifully designed app.
It’s not just budgeting.
It’s financial intelligence. 🚀
Budget Smart AI – Affiliate Program Terms & Conditions
Last Updated: January 2026
These Affiliate Program Terms (“Agreement”) govern your participation in the Budget Smart AI Affiliate Program. By registering as an affiliate or promoting Budget Smart AI, you agree to these terms.
Budget Smart AI is owned and operated by Ryan Mahabir (“Company,” “we,” “us,” “our”).
1. Program Overview
The Budget Smart AI Affiliate Program allows approved partners (“Affiliates”) to earn commissions by referring new paying customers to Budget Smart AI using a unique tracking link.
Commissions are paid only on verified, successful subscriptions.
2. Commission Structure
Affiliates earn recurring commissions based on the number of paying customers they refer.
Tier Qualified Sales Commission
Standard 1–99 sales 40% lifetime
Growth 100–249 sales 50% lifetime
Elite 250+ sales 60% lifetime
“Lifetime” means the affiliate will receive commissions for as long as the referred customer remains an active paying subscriber of Budget Smart AI.
3. Payout Timing
All commissions are subject to a 60-day holding period to allow for refunds, chargebacks, fraud detection, and billing verification.
Payouts are released only after:
The customer remains active for 60 days
Payment is successfully processed
No refunds or disputes are issued
4. What Counts as a Qualified Referral
A referral is valid only if:
The user clicks your unique affiliate link
Creates a new Budget Smart AI account
Purchases a paid plan
Does not request a refund
Does not violate fraud or abuse rules
Self-referrals are prohibited.
5. Prohibited Activities
Affiliates may NOT engage in:
❌ Paid Ad Violations
Bidding on “Budget Smart AI”, “BudgetSmart”, or brand-related keywords
Running ads that impersonate or compete with official Budget Smart AI advertising
Redirecting paid ads to your affiliate links
❌ Spam & Unethical Promotion
Sending unsolicited emails or messages (CAN-SPAM violations)
Posting affiliate links in spammy forums, comment sections, or bot traffic
Using fake reviews, false claims, or misleading statements
❌ Fraud & Abuse
Creating fake accounts
Self-referrals
Incentivized signups that mislead users
Using VPNs, bots, or click farms
Violations result in immediate termination and forfeiture of commissions.
6. Marketing Guidelines
Affiliates may:
Promote via blogs, YouTube, social media, newsletters, and websites
Share real testimonials and honest reviews
Use approved brand assets
Affiliates may NOT:
Misrepresent features, pricing, or guarantees
Claim Budget Smart AI is a bank or financial institution
Promise returns, savings, or financial outcomes
7. Intellectual Property
Affiliates may use Budget Smart AI logos and branding only for promotion and may not:
Alter branding
Register similar domains
Impersonate the company
All trademarks remain the property of Budget Smart AI.
8. Termination
We may suspend or terminate any affiliate at any time if:
Fraud is suspected
These terms are violated
Brand integrity is harmed
Upon termination:
Unpaid fraudulent commissions are void
Tracking links are disabled
9. Relationship
Affiliates are independent contractors, not employees, partners, or representatives of Budget Smart AI.
10. Liability
Budget Smart AI is not liable for:
Lost commissions due to tracking errors
Platform outages
Changes to pricing or product
11. Program Changes
We reserve the right to modify:
Commission rates
Payout terms
Program rules
Notice will be provided when changes occur.
12. Governing Law
This Agreement is governed by the laws of Canada.
13. Contact
For affiliate support:
📧 support@budgetsmart.io
